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This is a great saddle, has been used in shows and for pleasure. I have currently outgrown it. It has 2 little issues. 1 the billets arte stretched, but still have many years left, 2 it has a little tiny nick in the seat, but when you are sitting in it the nick does not show. Might consider trading for a western if you are within driving distance, so I can see it in person. The price includes saddle, leathers irons, girth, and a brand new still in the pack stone colored all purpose saddle pad.